Privacy Policy

Last updated: September 2026

This privacy policy explains how Lowest Rate Loans ("we", "us") collects, uses and protects information when you use this website.

Information we collect

  • Contact form submissions: When you use our contact form, we collect the name, email address, subject and message you provide, solely to respond to your enquiry.
  • Cookies and similar technologies: We use cookies to operate essential site functions and, where you consent, to understand how visitors use our site. See our cookie banner for details and to manage your preferences.
  • Usage data: Like most websites, our hosting and analytics tools may automatically collect standard technical information such as IP address, browser type and pages visited.

How we use your information

We use the information collected solely to: respond to enquiries submitted via our contact form; operate, maintain and improve the Site; and, where you've consented via our cookie settings, understand aggregate site usage to improve our content.

Spam protection on our contact form

Our contact form includes automated spam-prevention measures, including a hidden field that should remain empty (legitimate visitors never see or complete it) and a timing check that flags submissions completed implausibly quickly. These measures help prevent automated spam without requiring intrusive CAPTCHAs, and they do not collect any additional personal information about you.

How your contact form message is sent

Messages submitted through our contact form are sent directly to our team's inbox via our web server's mail function, for the sole purpose of responding to your enquiry. We do not add your details to any marketing list as a result of contacting us, and we do not sell or share your contact details with third parties.

Data retention

We retain contact form correspondence only for as long as reasonably necessary to handle your enquiry and any related follow-up, after which it is deleted in line with good data protection practice.

Your rights

Under UK data protection law, you have the right to request access to, correction of, or deletion of personal data we hold about you, among other rights. To exercise any of these rights, please contact us.

Third-party links

This Site contains links to third-party websites, including lenders and debt charities. This privacy policy does not extend to those third-party sites, which have their own privacy policies.

Changes to this policy

We may update this privacy policy from time to time. Please check this page periodically for updates.

Contact

If you have questions about this privacy policy or how we handle your data, please get in touch.