Affiliate Disclosure

Lowest Rate Loans is a free, reader-supported website. To help cover the cost of researching, writing and maintaining our guides, we may participate in affiliate marketing arrangements with certain lenders, brokers and financial service providers.

What this means in practice

Some links on this site may be affiliate links. If you click through one of these links and go on to take out a product — such as a loan, mortgage, or credit card — we may receive a commission from the provider. This comes at no additional cost to you; the rates and terms you're offered are not affected by whether you reached that provider via a link on our site.

Our commitment to editorial independence

Affiliate relationships never influence the content, rankings, or recommendations we publish. Our editorial team writes and reviews content independently of our commercial relationships, and we do not accept payment in exchange for favourable coverage of any specific lender or product. Where we compare products or providers, we aim to do so on an objective, factual basis.

Why we include affiliate links

Affiliate commission is one way we sustain a free, advertising-supported site without charging readers directly for access to our guides and calculators. We believe this model, combined with clear disclosure, is a fair way to fund independent content.

Not all links are affiliate links

Many links on this site — including links to government resources, regulators, debt charities and general informational sources — are not affiliate links and generate no commission for us whatsoever.

Questions about this disclosure

If you have any questions about our affiliate relationships or this disclosure, please contact us. See also our full editorial policy and terms and legal disclaimer.