Free UK Mortgage & Loan Calculators
Eleven free, independent calculators covering mortgages, loans and general eligibility — built to help you understand your numbers before you apply.
Mortgage Calculators
Mortgage Affordability Calculator
Estimate how much you could borrow based on income and commitments.
Loan-to-Value (LTV) Calculator
Work out your LTV and which rate tier you're likely to qualify for.
Mortgage Overpayment Calculator
See how overpaying reduces your term and total interest.
Remortgage Cost & Savings Calculator
Compare switching costs against potential monthly savings.
Stamp Duty (SDLT) Calculator
Estimate Stamp Duty for first-time buyers, movers and landlords.
Loan & Debt Calculators
Loan Repayment Estimator
Instantly see monthly and total repayment for any loan.
Debt Consolidation Savings Calculator
Compare multiple debts against a single consolidated loan.
PCP vs HP Car Finance Calculator
Compare monthly and total cost between PCP and HP finance.
Secured vs Unsecured Loan Risk Visualiser
Visualise the equity and risk trade-offs of secured borrowing.
General Eligibility & Budgeting Tools
Debt-to-Income (DTI) Ratio Checker
Check how your debt compares to your income, lender-style.
True Cost of Borrowing Calculator
Factor in fees to see the real total cost of any loan.